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Uncompensated claims, delayed payments, misinterpretation of clauses… Insurance disputes can jeopardise a personal or professional situation already weakened by an accident, fire, theft or personal injury.
Le Tutour Avocats acts in insurance law to defend policyholders who are in dispute with their insurance company. With extensive experience in this area of litigation, the firm assists its clients in resolving disputes, whether amicably or through litigation.
Insurance contracts: often technical and unbalanced
Insurance law governs the relationship between insurance companies and policyholders. While the contract is supposed to protect the policyholder in the event of an accident or loss, it also gives rise to interpretations that lead the insurer to refuse coverage.
In some cases, these refusals are illegitimate or abusive.
Le Tutour Avocats intervenes in disputes arising from a refusal to provide cover following an accident with serious consequences, motivated, for example, by
- A questionable exclusion of cover (non-formal, unlimited, inapplicable clause).
- Failure by the insurer to comply with its duty to provide information.
- Unjustified reduction or delay in payment of the amount of compensation.
Each case is subject to a detailed analysis of the insurance policy, its general and specific terms and conditions, and all exchanges with the insurer.
Why should you designate an avocat who practices insurance law?
It is essential to be assisted by a lawyer who is experienced in insurance law issues:
- Reading and strategic interpretation of the contract.
- Knowledge of standard clauses, unfair exclusions and the legal obligations of insurers.
- Expertise in insurance litigation and proof of damage.
Our firm is committed to restoring the balance between the insured and the insurer, ensuring that the contract fully fulfils its protective role.
Examples of Le Tutour Avocats’ work in French insurance law
- Action seeking to annul and declare unenforceable several exclusion clauses following an insurer’s refusal to cover damages suffered by passengers in a helicopter accident
- Action seeking to annul and declare unenforceable several exclusion clauses following an insurer’s refusal to provide cover following a helicopter accident in France
- Action seeking to annul and render unenforceable several exclusion clauses following an insurer’s refusal to provide cover following a helicopter incident abroad
- Action for payment following a provident insurer’s refusal to compensate the family of its insured, who died accidentally
- Assessment of a foreign insurer’s subrogated claim following a traffic accident in France with cross-border implications